Income:
Job ¥321,411
Part Time Job ¥16,859
School Expense ¥2,000
TOTAL: ¥338,270
Not too bad. This is a typical month for me now. The ¥2,000 school expense came from a text book I purchased on my CC and they school paid me back super fast.
Now for the expenses. I'm just going to post the graph.
TOTAL: ¥124,698
Savings Rate: 63.14%
For the year this brings my yearly savings rate to: 47%
I think this is pretty good for being half way through my first every super frugal year. I'm still taking the trips that I had planned on but I've still stashed almost 1/2 of every paycheck. Of course my goal for the year is 65% which I'm not quite so sure is reasonable anymore. Perhaps 60% is a better goal. Next year with another raise I think 65% could be attainable. It doesn't mean that I won't try but I'm also keeping my expectations realistic.
There are still some great accomplishments to be found here. Let's look at the day to day spending:
There are still some great accomplishments to be found here. Let's look at the day to day spending:
What I like about this was the period from May to June saw almost 10 days of zero spending. If you include days under ¥2,000 it's more than 20! Meaning I'm getting better at either delaying or completely opting out of purchases. I think it's this mentality that will help me to amass the stasch capital I need to build up some real f-u money. One day at a time right?
Nice, clean look you got over here! 60%+ is a fantastic savings rate to be achieving every month. Great job!
ReplyDeleteHi fifighter,
ReplyDeleteThanks for stopping by and checking out the new look. Yeah I think 60% will be a good target and possibly achievable. I figure heck even if it's not it's better than buying flat screen TV's and Hummers! I appreciate the encouragement. Good luck to us both.