Thursday, June 14, 2012

May to June Spending Breakdown

You'll notice a new look to the place.  I was doing a bit of house cleaning and noticed that I'm on my way to crossing about 1,000 views.  For me that's pretty big as I don't think I've ever had anything that was looked at 1,000 times.  Because of that I figured I should change things up a little bit.  Also this format will look a bit better with these spending updates.  The graphs I include should now sit nice and center (I think) and not stick out all Frankenstein like like in the old format.  Without anything further let's break it down!

Income:
Job                   ¥321,411
Part Time Job    ¥16,859
School Expense ¥2,000
TOTAL:              ¥338,270

Not too bad.  This is a typical month for me now.  The ¥2,000 school expense came from a text book I purchased on my CC and they school paid me back super fast.

Now for the expenses.  I'm just going to post the graph.

TOTAL:  ¥124,698

Savings Rate:  63.14%

For the year this brings my yearly savings rate to:  47%

I think this is pretty good for being half way through my first every super frugal year.  I'm still taking the trips that I had planned on but I've still stashed almost 1/2 of every paycheck.  Of course my goal for the year is 65% which I'm not quite so sure is reasonable anymore.  Perhaps 60% is a better goal.  Next year with another raise I think 65% could be attainable.  It doesn't mean that I won't try but I'm also keeping my expectations realistic. 

There are still some great accomplishments to be found here.  Let's look at the day to day spending:

What I like about this was the period from May to June saw almost 10 days of zero spending.  If you include days under ¥2,000 it's more than 20!  Meaning I'm getting better at either delaying or completely opting out of purchases.  I think it's this mentality that will help me to amass the stasch capital I need to build up some real f-u money.  One day at a time right?

2 comments:

  1. Nice, clean look you got over here! 60%+ is a fantastic savings rate to be achieving every month. Great job!

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  2. Hi fifighter,

    Thanks for stopping by and checking out the new look. Yeah I think 60% will be a good target and possibly achievable. I figure heck even if it's not it's better than buying flat screen TV's and Hummers! I appreciate the encouragement. Good luck to us both.

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