November - December Expenses

It's a battle every month that rages on!  How much can I fight back the temptations of advertisements, commercials, and the pressures of those around me?  Will I fall into the traps of long term contracts, high interest credit cards, and high cost brands whose only purpose is "to enable [me] to...impress people [I] don't like."

Almost a year ago I paid off all of my debts.  Student loans, credit cards, car loans, it's all done.  Since then I have been trying to save and invest, save and invest, save and invest.  Lather, rinse, repeat.

Income:

Paycheck - ¥300,124 ($3705)

Part time job - ¥23,853 ($294)
Total: ¥323,977 ($3999)

Not a bad month on the offensive income side.  This is more in line with most months this year.  I have been working a bit more at my part time job so that has brought in a bit of the extra frosting on the cake.

Expenses:

With no medical bills this month I finally was able to pay my GF back for car troubles we had back in August.  Another reason to not have a car.  I swear I am cursed and that cars are just meant to break down on me and cost me money.  The worst that can happen on a bike is a broken chain.  But I know how to fix that. I was impressed with my ability to keep from going out to restaurants.  Thanksgiving was spent with friends and of course that kept things lower on expenses.  Next month is the end of the year and in Japan that means drinking parties.  I'm expecting a jump in expenses. My savings rate for this month was 51.39%!  Not bad I suppose.  Thing brings me to a yearly rate of %46.  My previous savings rates are: January  58.66% February  65.25% March 50.68% April  -4.40% May  63.14% June  39.87% July 40.08% August  48.32% September  41.74% October 50.44% November 51.39% Let's hope for a rocking December!